Sensible Properties Ltd enters CVL just three years after incorporation
Sensible Properties Ltd, a Manchester-focused real estate company, entered creditors' voluntary liquidation on 18 June 2026 with four outstanding secured charges. Full notice and Companies House record.
Information for general guidance, drawn from the public record. Not legal, financial, or insolvency advice. If you are affected by an insolvency, consult a licensed practitioner or qualified solicitor.
Joint liquidators from Begbies Traynor have been appointed to wind up Sensible Properties Ltd, an Essex-registered company that bought, sold and managed real estate on behalf of clients, less than three years after its incorporation in April 2023.
The creditors' voluntary liquidation, a form of insolvent winding-up resolved by the company's members without a court order, took effect on 18 June 2026. Both members and creditors made the appointment, according to the notice published in the London Gazette.
The liquidators
Louise Donna Baxter, holding IP number 009123, was appointed from BTG Begbies Traynor (Central) LLP at 1066 London Road, Leigh-on-Sea, Essex. Andrew Hosking, holding IP number 9009, was appointed from BTG Begbies Traynor (London) LLP at One Canada Square, Canary Wharf, London. Both act as joint liquidators, meaning either may act independently unless the appointment specifies otherwise.
The company
Sensible Properties Ltd was incorporated on 18 April 2023 and registered its trade under two activities: buying and selling of own real estate, and management of real estate on a fee or contract basis. Its registered office at the time of notice was 1066 London Road, Leigh-on-Sea, Essex, though Companies House records its principal address as Cardinal House, 20 St Marys Parsonage, Manchester, M3 2LY.
George William Jones has been a director since incorporation on 18 April 2023 and remains the sole officer on record.
Secured charges
Four outstanding registered charges are attached to the Manchester property at Cardinal House, 20 St Marys Parsonage, all created on 27 July 2023 and delivered to Companies House on 3 August 2023.
Together Commercial Finance Limited holds two of the four charges. Both relate to the Cardinal House property registered at HM Land Registry under title number GM77885, with one also extending to all intellectual property of the company as defined in the charge instrument.
Charles Street Commercial Investments Limited holds the remaining two charges over the same property. One of those charges similarly extends to the company's intellectual property.
All four charges remain outstanding. Together Commercial Finance Limited and Charles Street Commercial Investments Limited therefore rank as secured creditors in the liquidation and will have priority over unsecured creditors when the liquidators distribute any recovered assets.
Common questions
Are you owed money by Sensible Properties Limited?
In a creditors' voluntary liquidation you are an unsecured creditor unless you hold a registered charge or retention of title. The liquidators will write to known creditors with a proof-of-debt form. A statement of affairs prepared by the directors and the chair of the creditors' decision procedure should be available on request. Read more about proof of debt and where you sit in the creditor hierarchy.
Did you work at Sensible Properties Limited?
In a CVL, employees are typically dismissed at or shortly after the liquidator's appointment. Wages owed up to a statutory cap, holiday pay, notice pay and redundancy may be claimable from the Redundancy Payments Service. The liquidators will normally provide RP1 case-reference numbers to the affected staff. See gov.uk: your rights if your employer is insolvent.
Do you hold a deposit, gift card or undelivered order from Sensible Properties Limited?
Customers with paid-but-undelivered orders, gift cards or deposits rank as unsecured creditors in the liquidation. Where you paid by credit card and the amount was over £100, Section 75 of the Consumer Credit Act 1974 may let you claim from the card issuer for breach of contract or misrepresentation by the supplier; the rules apply per item, not per transaction, and the card must be a regulated credit card. Debit-card payments may be recoverable via chargeback.
Are you a director of a company connected to Sensible Properties Limited?
Section 216 of the Insolvency Act 1986 applies the moment the company enters liquidation. If you intend to be involved in another company using the same or a similar name within five years, you must rely on one of the three statutory exceptions and file the relevant notice. Acting in breach is a criminal offence and exposes you to personal liability for the successor's debts.
Sources
- The London Gazette notice (code Appointment of Liquidators)
- Companies House record 14811680
- Editorial standards: how we source and review; five-pass pipeline.
