Fit Out and Refurbishment Management Ltd enters creditors' voluntary liquidation
Fit Out and Refurbishment Management Ltd, a Rochester building development company, entered creditors' voluntary liquidation on 22 May 2026, with a Lloyds TSB debenture outstanding. Full notice and Companies House record.
Information for general guidance, drawn from the public record. Not legal, financial, or insolvency advice. If you are affected by an insolvency, consult a licensed practitioner or qualified solicitor.
Liquidators were appointed on 22 May 2026 to Fit Out and Refurbishment Management Ltd, a Rochester-based building development company incorporated in Kent in September 2003.
The process is a creditors' voluntary liquidation, a form of insolvent winding-up resolved by the company's members at the directors' request, without a court order. It is the most common route into corporate insolvency in the United Kingdom by volume.
The company
Fit Out and Refurbishment Management Ltd is registered at Suite 100, 7 Kenden Business Park, Maritime Close, Rochester, Kent, ME2 4JF. Its Companies House classification describes its trade as the development of building projects. The company filed its last accounts to 30 September 2024 on a total-exemption-full basis, a filing route available to smaller companies.
The officers
Stephen Colin Potter has been a director since 5 January 2004 and remains in post. Nicholas James Baster served as a director from incorporation in September 2003 until he resigned in May 2013. Christopher William Charles Grenfell was appointed director in October 2017 and resigned in March 2024.
Suzanne Elizabeth Baster held the role of secretary from incorporation until July 2011, when Kreston Reeves Company Secretarial Limited was appointed in her place. Kreston Reeves Company Secretarial Limited resigned from that role in December 2023. Marian Ann Stevens was appointed and resigned as secretary on the same day at incorporation, a standard formation arrangement.
The liquidators
The notice published in the London Gazette on 26 May 2026 confirms the appointment was made on 22 May 2026. The extracted notice text does not name individual liquidators.
Secured charge
One outstanding charge sits over the company's assets. Lloyds TSB Bank PLC holds a debenture created on 21 June 2011 and delivered to Companies House two days later. The charge covers a fixed and floating charge over the undertaking and all property and assets present and future, including goodwill, book debts, uncalled capital, buildings, fixtures, fixed plant and machinery.
As a secured creditor, Lloyds TSB Bank PLC ranks ahead of unsecured creditors in any distribution of assets. A floating charge covers assets that change from time to time, such as stock and debtors, and crystallises upon insolvency. A fixed charge attaches to specific identified assets from the outset. The debenture remained outstanding at the date of the liquidation appointment.
Common questions
Are you owed money by Fit Out and Refurbishment Management Limited?
In a creditors' voluntary liquidation you are an unsecured creditor unless you hold a registered charge or retention of title. The liquidators will write to known creditors with a proof-of-debt form. A statement of affairs prepared by the directors and the chair of the creditors' decision procedure should be available on request. Read more about proof of debt and where you sit in the creditor hierarchy.
Did you work at Fit Out and Refurbishment Management Limited?
In a CVL, employees are typically dismissed at or shortly after the liquidator's appointment. Wages owed up to a statutory cap, holiday pay, notice pay and redundancy may be claimable from the Redundancy Payments Service. The liquidators will normally provide RP1 case-reference numbers to the affected staff. See gov.uk: your rights if your employer is insolvent.
Do you hold a deposit, gift card or undelivered order from Fit Out and Refurbishment Management Limited?
Customers with paid-but-undelivered orders, gift cards or deposits rank as unsecured creditors in the liquidation. Where you paid by credit card and the amount was over £100, Section 75 of the Consumer Credit Act 1974 may let you claim from the card issuer for breach of contract or misrepresentation by the supplier; the rules apply per item, not per transaction, and the card must be a regulated credit card. Debit-card payments may be recoverable via chargeback.
Are you a director of a company connected to Fit Out and Refurbishment Management Limited?
Section 216 of the Insolvency Act 1986 applies the moment the company enters liquidation. If you intend to be involved in another company using the same or a similar name within five years, you must rely on one of the three statutory exceptions and file the relevant notice. Acting in breach is a criminal offence and exposes you to personal liability for the successor's debts.
Sources
- The London Gazette notice (code Appointment of Liquidators)
- Companies House record 04908912
- Editorial standards: how we source and review; five-pass pipeline.
