Mercury BTL Limited enters CVL with Begbies Traynor appointed joint liquidators
Mercury BTL Limited, formerly Mercury Bridging Limited, entered creditors' voluntary liquidation on 18 May 2026 with Begbies Traynor appointed. Full notice and Companies House record.
Information for general guidance, drawn from the public record. Not legal, financial, or insolvency advice. If you are affected by an insolvency, consult a licensed practitioner or qualified solicitor.
Mercury BTL Limited, a buy-to-let financial intermediary formerly known as Mercury Bridging Limited, entered a creditors' voluntary liquidation on 18 May 2026. Two practitioners from BTG Begbies Traynor (Central) LLP were appointed to wind up its affairs.
A creditors' voluntary liquidation, or CVL, is an insolvent winding-up resolved by the company's members at the request of its directors, without a court order. In this case the appointment was made by both members and creditors.
The liquidators
Tom D'Arcy, holding IP number 10852, and Jonathan James Beard, holding IP number 9552, were appointed joint liquidators. Both are of BTG Begbies Traynor (Central) LLP, whose address for this appointment is 26 Stroudley Road, Brighton, East Sussex, BN1 4BH. D'Arcy and Beard will realise the company's assets and distribute any proceeds to creditors.
About the company
Mercury BTL Limited was incorporated on 21 August 2020 under the name Mercury Bridging Limited, and changed its name to Mercury BTL Limited on 7 March 2023. The Gazette notice lists its registered office as 26 Stroudley Road, Brighton, East Sussex, BN1 4BH. Its nature of business is financial intermediation not elsewhere classified, corresponding to SIC code 64999.
The company filed its last accounts to 31 December 2024 on a total exemption full basis, a reporting route available to smaller companies.
The director
Paresh Shantilal Raja has been a director of Mercury BTL Limited since its incorporation on 21 August 2020. No resignation is recorded at Companies House, making Raja the sole current director at the time of the liquidation appointment.
Secured creditors
No secured charges are registered against Mercury BTL Limited at Companies House. The liquidators will therefore be dealing with unsecured creditors when distributing whatever realisations arise from the winding-up.
The Gazette notice carrying the appointment was published on 27 May 2026, reference Ag QK22453.
Common questions
Are you owed money by Mercury Btl Limited?
In a creditors' voluntary liquidation you are an unsecured creditor unless you hold a registered charge or retention of title. The liquidators will write to known creditors with a proof-of-debt form. A statement of affairs prepared by the directors and the chair of the creditors' decision procedure should be available on request. Read more about proof of debt and where you sit in the creditor hierarchy.
Did you work at Mercury Btl Limited?
In a CVL, employees are typically dismissed at or shortly after the liquidator's appointment. Wages owed up to a statutory cap, holiday pay, notice pay and redundancy may be claimable from the Redundancy Payments Service. The liquidators will normally provide RP1 case-reference numbers to the affected staff. See gov.uk: your rights if your employer is insolvent.
Do you hold a deposit, gift card or undelivered order from Mercury Btl Limited?
Customers with paid-but-undelivered orders, gift cards or deposits rank as unsecured creditors in the liquidation. Where you paid by credit card and the amount was over £100, Section 75 of the Consumer Credit Act 1974 may let you claim from the card issuer for breach of contract or misrepresentation by the supplier; the rules apply per item, not per transaction, and the card must be a regulated credit card. Debit-card payments may be recoverable via chargeback.
Are you a director of a company connected to Mercury Btl Limited?
Section 216 of the Insolvency Act 1986 applies the moment the company enters liquidation. If you intend to be involved in another company using the same or a similar name within five years, you must rely on one of the three statutory exceptions and file the relevant notice. Acting in breach is a criminal offence and exposes you to personal liability for the successor's debts.
Sources
- The London Gazette notice (code Appointment of Liquidators)
- Companies House record 12830346
- Editorial standards: how we source and review; five-pass pipeline.
